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Buying Guide: Avoiding common pitfalls when buying a Spanish home

Posted by admin on March 3, 2017
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Buying a property in a foreign country can be daunting. However if the correct procedure is followed and you take due diligence it is possible to avoid the common pitfalls. De Lujo take care to ensure our properties are legitimately available and the below steps are followed during the buying process.

1.- Request full information from the registry and in the cadastre for the property.
2.- Ensure that the property is in the name of the seller.
3.- Make sure the property is up to date on payment of any fee or receipt.
4.- Ask the seller for the last 4 “IBI” receipts of the property.
5.- Ask the city council for future urban plans in the area and ask for a history of licenses on the property.
6.- In the case that a reservation contract is put in place, we make sure that said record has been written to protect both the seller and the buyer.
7.- Take into account all the expenses derived from the purchase.

Other things to consider when purchasing a Spanish property.


Will depend on the price of housing, in Spain each and every one of the notaries charge the same for the same service by law.
For example, House sale price: 150.000€ cost for notary 710€ (300.000€-830€, 975.000€-875€)


Are the fees generated by inscribing the purchase-sale in the Property Registry. They are also set by regulations and their amount depends on the price of the property. For example, price of the house: 150.000€ cost of registry 470€,  (300.000€-590€, 975.000€-650€)


10% of I.V.A. on the value of the property, 1.5% of related searches on the value of the property.



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